Product Description

It is intended to provide collateral for the transfer payments conducted under 100% guarantee of KGF by TÜBİTAK, of the SMEs residing in Turkey, which have value-added, based on research and development conducted by real or legal entity enterprises, technologically innovative in terms of product and/or process, applicable in industry and economically valued projects.

Product Maturity

Guarantee maturity is determined by adding the period set by TÜBİTAK to the end date of project support specified in the project contract signed by and between the company and TÜBİTAK, however in case it is requested to extend such period afterwards by TÜBİTAK, the guarantee maturity is also extended with the written request of TÜBİTAK prior to at least 15 days as from the guarantee end date.

Resource for Guarantee

KGF own equity

Related Financial Institutions / Corporations


Guarantee Limit

Total guarantee limit per enterprise: TRY 1.25 million or equivalent in foreign currency.

Maximum Guarantee Rate


Fees and Commission

It is required to deposit the application of TRY 250 for once in the relevant bank accounts of KGF for each project along with the guarantee application, in order to put the company application in process.

KGF collects guarantee commission at rate of 0.75% in 6-month periods to be calculated based on the date of issue of the “Letter of Guarantee” from the company on the amount guaranteed until its guarantee on favor the company ends. The guarantee commission for the first 6-month period is collected from the company on the date of issue of the “Transfer Payment Guarantee Letter”.

Application Conditions

The company must;

Have the necessary qualifications for SME,

Have a project which has been deserved to be supported by TÜBİTAK with respect to its transfer payment guaranteed by KGF,

Have any project supported TÜBİTAK previously, and in this case its letter of guarantee has not been turned into cash,

Not be in process of bankruptcy, dissolution, commission of bankruptcy and postponement of bankruptcy,

Have not execution proceeding by public organizations and institutions and banks or third persons during the application,

Have not any overdue tax and SSI debt during the application.

For Direct Application;