Product Description

To facilitate SMEs' access to finance, ensuring that they are able to use credit under appropriate conditions, this financial support program has been commenced where all or part of the interest/profit share of the loan is covered by KOSGEB after the bank has provided loans to the enterprises.

Registered and active SMEs which already exists in KOSGEB database with up-to-date SME Information Statement, without any prohibition record under KOSGEB Support Facilities and one of covered business type under this program are eligible for application.

Types of businesses include:

  • Entrepreneurs,
  • Business in strategic and priority sectors

Loan types within the scope of program are:

  • Working Capital Loan,
  • Machinery and Equipment Loan,


Resource for Guarantee

KGF Own Equity


Related Financial Institutions / Corporations

Akbank T.A.S, Turkiye Is Bankasi A.S., Turk Ekonomi Bankası A.S., T. Halk Bankasi A.S.,  QNB Finansbank A.S., Turkiye Vakiflar Bankasi T.A.O., Denizbank A.S., T.C. Ziraat Bankasi A.S., Yapi ve Kredi Bankasi A.S., Kuveyt Turk Katilim Bankasi A.S.


Product Maturity

  • 12 and 18 months for working capital loans,
  • 12, 18, 24, 30 and 36 months in machinery and equipment loans.


Loan Amount

  • Maximum loan amount for Entrepreneurs is 50.000 TL.
  • If the entrepreneur is young, female, disabled, veteran or first degree martyr relative maximum loan amount is 70.000 TL.
  • Maximum loan amount for businesses in the strategic and priority sectors is 500.000 TL.


Maximum Guarantee Rate



Fees and Commission

Application fee: 500 TL

Commission rate: %1 per annum


Applications can be made through related financial institutions.