Guarantee evaluation processes are as follows:
Equity-backed Guarantees
1. Shared Risk Guarantee (via Creditors);
• Portfolio Guarantee System (PGS)
• Portfolio Limit System (PLS)
2. Direct Guarantee (Eximbank, KOSGEB, TÜBİTAK (Scientific and Technological Research Council of Turkey), TTGV (Technology Development Foundation of Turkey), Ministry of Science, Industry, and Technology)
Treasury-backed Guarantees
1. Shared Risk Guarantees (via Creditors);
• Portfolio Guarantee System (PGS)
• Portfolio Limit System (PLS)
KGF does not carry out a separate financial evaluation process from the banks as regards guarantees provided thanks to the Undersecretariat of Treasury support. KGF examines the guarantee requests through banks in terms of creditworthiness and makes its decision on that basis. On the other hand, for KGF equity-backed guarantees, KGF investigates the creditworthiness of the applying businesses by means of its experts and the credit rating system (KOBİS) in addition to the process followed by the Creditors.
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