Product Description


 

In accordance with the Communiqué on Domestic Goods of the Ministry of Industry and Technology, the aim is to support SMEs' access to finance for cold air units and frigorific vehicles that hold Domestic Goods Certificate.

 

Source for Guarantee


 

Treasury Fund

 

Related Financial Institutions / Corporations


 

Kuveyt Türk Katılım Bankası, Vakıf Katılım Bankası, Ziraat Katılım Bankası, Yapı Kredi Leasing, Halk Leasing, Vakıf Leasing, Türkiye Emlak Katılım Bankası, Deniz Finansal Kiralama

 

Product Maturity


 

Maximum 36 months including 6 months grace period

 

Guarantee Cap Rate and Guarantee Rates


 

Loan Products Available


 

Investment loans (including Financial Leasing Transactions)

 

Fee and Commission


 

  • In exchange for the guarantees used, KGF collects, through lenders, 0.35% of the guarantee amount as a one-time upfront commission for each guarantee disbursement. In the case of configuration, 0.5% of the amount of the guarantee balance will be collected from beneficiaries as upfront commission through lenders.

  • In exchange for the loan, the lender may collect from beneficiaries a maximum of 0.35% of the loan amount as upfront commission for each loan disbursement.

 

Special Conditions


 

  • Investments will be documented by contract or invoice, which will only be used to purchase cold air units and frigorific vehicles.
  • Only cold air unit and frigorific vehicle investments with Domestic Goods Certificate are covered under the Communiqué on Domestic Goods of the Ministry of Industry and Technology.